Kniru

Kniru is an AI-powered personal finance platform that helps you see your full financial picture and make more informed decisions. It brings spending, investments, loans, and savings into one place and turns scattered data into clear, actionable analytics.

AI-powered money management

Kniru automatically tracks transactions, analyzes your spending breakdown, and shows where your budget is actually going. AI models surface behavior patterns and highlight opportunities to cut costs and build healthier financial habits.

Investments, loans, and net worth

The platform lets you monitor your investment portfolio, follow asset performance over time, and view your total net worth in a single dashboard. Dedicated tools also help you manage loans and debt by comparing payoff approaches and reducing overpayment.

Security and access

Kniru positions itself as a secure, all-in-one solution for managing money. It offers a free start and an ongoing free plan, with no need to add a bank card and the option to cancel at any time.