Monarch Money

Monarch Money is a personal finance platform that brings your accounts, cards, investments, and loans into a single dashboard. It shows balances, transactions, and investment activity in near real time, helping you understand spending and net worth in one place. The product is built for collaboration, letting you share access with a partner or a financial advisor at no extra cost.

Key features

• Connect bank accounts, cards, and investments via API, or add data manually
• AI-assisted transaction categorization and spending analysis
• Shared access for a partner or advisor
• Budgeting tools and financial goal tracking
• No ads and no selling of user data
• Customizable reports and notifications

Access and security notes

• Available on web, iOS, and Android
• Requires an internet connection and a supported browser or mobile device
• Does not store bank passwords and uses a secure connection

Typical use cases include couples managing a shared budget and tracking investments together, or granting an advisor temporary access to review a client’s portfolio.