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Skwad is a budgeting app built around privacy. It helps you track spending and income without linking your bank account or sharing online banking credentials with third-party services.
Instead of connecting directly to your accounts, Skwad uses your bank’s built-in email notifications. You get a dedicated scan address and forward debit and credit alerts to it. Skwad then turns those emails into a transaction feed.
Transactions parsed from emails become structured entries with categories, making it easier to understand where your money goes across purchase types and recurring payments.
Your bank login and password stay with you. Skwad doesn’t request direct access to online banking and doesn’t connect via API, reducing exposure for people who want budgeting analytics without extra access to their finances.